The iPhone 12 is available now and costs $ 799 in the US. (It’s pretty good too: read ours iPhone 12 rating.) The iPhone 12 Mini is available for pre-order starting at US $ 699. There is many ways to buy Apple’s latestHowever, many of them involve financing the phone with a cellular operator that will lock you in for two or more years of comparatively expensive service.
At Verizon, for example, you can get the iPhone 12 for a reasonable-sounding $ 15 a month for 24 months – but this comes with an eligible trade-in and you must select a Verizon Unlimited service plan. These start at $ 70 per month for a single line. So you would be paying around $ 85 a month for at least two years, for a total of $ 2,040. No thanks.
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My advice: consider buying your iPhone 12 unlocked and then taking it to a carrier that offers cheaper prices. You don’t even have to pay the full amount in advance. Apple will fund it for you for free. For example, the 64GB iPhone 12 would cost $ 34.54 per month. Then, if you connect to Boost Mobile (see below) for example, your monthly service fee will be $ 10. Total spend after two years: $ 1,069, a saving of nearly $ 1,000. (I’m not saying the plans are the same, just that you have more and cheaper options.)
The iPhone 12 is here. Don’t pay too much for the service.
Patrick Holland / CNET
The elephant in this special room: 5G. Your new iPhone may support it, but not all low-cost carriers just yet. Most, however, plan to introduce it soon.
Below are some of the cheapest providers and plans for budget conscious iPhone users. (Of course, these are also suitable for most other telephones.)
Even if you aren’t using either of these two cable systems, a $ 22 monthly bill isn’t bad.
Even so, the option to run your iPhone 12 for just $ 10 a month is pretty amazing. Boost works in the T-Mobile network and will soon offer 5G.
However, the deals get better as you climb the steps. For example, if you prepay $ 360 (the equivalent of $ 30 per month), you get unlimited service for 12 months. Mint relies on T-Mobile’s network to offer both 4G and 5G: “Which is the strongest” depending on where you are.
While US Mobile doesn’t offer 5G service yet (surprisingly since it runs on T-Mobile and Verizon networks), it has service plans for just about every budget imaginable. That’s because you can choose from fixed plans or create a custom one. A highlight is the $ 15 plan, which includes unlimited calls and texts, and 2.5 GB of high-speed data. Bring that up to 10GB for $ 30 a month.
However, there is an easy way to get it at an even cheaper price: sign up for Visible’s Party Pay option, which can cut the monthly rate to just $ 25 per person. This is not a traditional family plan; You can do this with friends, co-workers, and even strangers you meet on Reddit.
There are other inexpensive options, but these are my favorites. If you’ve found a cheap iPhone plan that you like better, let me know in the comments!
This is an update from an older post to reflect prices for new iPhones and carriers.
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