What is Apple Card and how does it work? Know...

Apple revealed its credit card last year Apple Card, Which is the first credit card offered and issued by Apple Goldman SachsIt is designed to work with an application Wallet For iPhone phones and service Apple Pay To pay.

What is Apple Card?

Designed Apple Card For those times when you can’t pay digitally, you can also get a physical card – with your name laser-engraved on its titanium surface, so you can easily carry and use it..

Unlike most credit cards, there is no card number or code CCV On the card Apple CardAnd if you need this information, it will be stored in the application Wallet Your, in other words, it’s hard to use this card without an iPhone.

Unique Features of the Apple Card

In many ways, it prepares Apple Card A direct credit card, but it contains some unique features, as the card is primarily designed to be used with an application Wallet Your device iPhone , And you can pay for products with them using Apple Pay Via iPhone or Apple Watch

You will get the best rewards if you use Apple Card WithApple Pay , Which includes up to 3% refund on purchases with participating merchants and 3% refund on all purchases made directly with Apple such as stores Apple Or using App Store Plus a 2% refund on all purchases Apple Pay The other, if you are using the actual titanium card instead Apple Pay , You will recover 1%.

Instead of waiting 30 days for your rewards to be applied to your account, all of your rewards are applied daily to an accountApple Cash , And you can use Apple Cash To make purchases or pay credit Apple Card Your.

There are also no annual fees Apple Card There are no delay fees, Apple says on the site Apple Card Electronic, the card “has no fees, not even hidden fees,” and this includes all the usual fees imposed by traditional credit cards, such as cash advance fees and international purchase fees.

Because the Apple Card Fully integrated with Apple Pay Then, you get a lot of information about each purchase – you can even click on a purchase in the transaction history to see where the purchase is on the map.

And when it is time to pay, the smart interface lets you “call” to know the amount you want to pay from the balance, allowing you to know exactly how much interest and the principal amount you are paying.

How to get Apple Card?

There is no online application to obtain a card Apple Card To apply, all you have to do is open an application Wallet On a device iPhone Then press the “+” button in the upper right corner, select “Apple Card” and complete the form.

The qualification process takes only a few minutes, and you can start using the card with an approved credit immediately.

How to pay with your Apple card?

There are three ways you can use a card Apple Use an application Wallet And Apple Pay , By swiping the physical card when it is not Apple Pay Option, and by giving the merchant your credit card number.

Once you complete the application process, a card is added Apple Card Automatically to apply Wallet Your, and you can make purchases using Apple Pay As you would any other credit card you’ve added to iPhone Your.

Once your physical card has arrived, you can also swipe the card at the terminal of sale, though – if contactless purchases are an option, you should use Apple Pay With iPhone or Apple Watch Instead of that.

And if you need your card number and code CCV To make a purchase, such as if you are buying something over the phone, a card can Apple Create your own secure default credit card number for purchases other than Apple Pay .